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You’ll help your student that is undergraduate pay university either by cosigning a Smart choice Student Loan ® or taking right out a Sallie Mae ® Parent Loan in your title. Both offer choices for the way you repay the mortgage, no origination cost, and certainly will cover as much as 100% associated with school-certified price of attendance at a degree-granting organization.

Smart Choice Education Loan ® for Undergraduate Students	Sallie Mae Parent Loan
You cosign the mortgage and share the duty of paying it back together with your pupil	you are taking the mortgage out in your name that is own and in charge of having to pay it right back
Primary debtor	Student	Any adult that is creditworthymoms and dad, guardian, spouse, relative, or buddy)
Adjustable rate*	2.75% APR – 10.65% APR	5.00per cent APR – 11.62% APR
Fixed rate*	4.74% APR – 11.85% APR	5.49percent APR – 12.87% APR
Alternatives for trying to repay	No payments that are scheduled college $25 fixed monthly obligations in college Month-to-month interest payments in college; price will typically be 1 portion point less than using the deferred repayment option	Monthly interest payments while students is with in college 48 months, accompanied by month-to-month principal and interest repayments for the life that is remaining of loan Monthly principal and interest payments through the full lifetime of the mortgage including while students is signed up for college
Principal and interest payment term. Graduated Repayment Period available	5 – 15 years of principal & interest repayments	a decade of principal & interest repayments
More features *Lowest prices shown are the car debit discount Read more →